Introduction
An expert eye
A hands-on approach
The professional touch
Funding Criteria
Locations
 
Drawing Board

What people say

"Dunbar Bank were excellent funding partners with Elphinstone at the start of City Park and shared the same vision we had for this project.  The personal service and support we received both locally and nationally was invaluable and it was very enjoyable working with such a committed team."

Ken Ross - Elphinstone Group

Download Literature

Lending Brochure
Short Term Funding

Talk to the Team

If you want to talk to the team you just need to call 020 7437 7844.

Funding Criteria

Purpose

Commercial Property Investment Up to 75% of valuation
Residential Property Investment Up to 65% of valuation
Land or building for development, conversion or refurbishment Up to 70% of valuation
Purchase Up to 70% of valuation
Build costs Up to 100% of total costs

Amount

Minimum £250,000
Maximum £30,000,000

Term

Investment Funding 1-3 years
Development Funding Up to 18 months

Security

Our security requirements are normally:

  • A first legal charge over the property.
  • A first floating charge over the assets of the borrowing company.
  • Personal Guarantee where appropriate.
  • A charge over the construction contract and assignment of collateral warranties.

Interest/Fees

Facility fee- normally 1% payable upon acceptance of the offer. Possible redemption fees according to transaction.

Interest is linked to Dunbar Bank Base Rate and, as with fees, the margin is negotiated on each individual facility.

For investment loans, interest can be linked to 3 month LIBOR, and we can also offer fixed or capped rates.

Interest only and capital repayment facilities are available.

Professional Team

For each facility, we will appoint experts including lawyers, valuers and, when necessary, quantity surveyors to work alongside Dunbar Bank throughout your project. Their levels of expertise and attention to detail are geared to provide you with a thoroughly professional streamlined service.