Interest will be 80% of any percentage increase of the final, averaged FTSE 100 Index level compared with its opening level. The opening level for this account is 5744.89. This was the level of the FTSE 100 Index at the close of business on 1 April 2010. If the FTSE 100 Index Level has not increased or remains the same there is no interest payment but deposits are returned in full.
Averaging the closing levels of the FTSE 100 Index each month from 1 April 2014 until the account’s maturity on 1 April 2015, means the account doesn’t get the full effect of any rise in the Index in the days leading up to maturity but it also means it’s cushioned from the full effect of any falls.
30% after 3 years if the FTSE has grown by 30% (7980.05) or more. If not, 135% of any averaged growth in the FTSE 100 after 5 and a half years.
30% after 3 years if the FTSE has grown by 30% (8588.45) or more. If not, 40% after 4 years if the FTSE has grown by 40% (9249.1) or more. If not, 160% of any averaged growth in the FTSE 100 after 5 years.
30% after 3 years if the FTSE has grown by 30% (8201.44) or more. If not, 40% after 4 years if the FTSE has grown by 40% (8832.32) or more. If not, 160% of any averaged growth in the FTSE 100 after 5 years.
30% after 3 years if the FTSE has grown by 30% (8600.02) or more. If not, 40% after 4 years if the FTSE has grown by 40% (9261.56) or more. If not, 160% of any averaged growth in the FTSE 100 after 5 years.
30% after 3 years if the FTSE has grown by 30% (8163.09) or more. If not, 40% after 4 years if the FTSE has grown by 40% (8791.02) or more. If not, 160% of any averaged growth in the FTSE 100 after 5 years.
20% after 2 years if the FTSE has grown by 20% (7136.52) or more. If not, 30% after 3 years if the FTSE has grown by 30% (7731.23) or more. If not, 40% after 4 years if the FTSE has grown by 40% (8325.94) or more. If not, 105% of any averaged growth in the FTSE 100 after 5 years.
20% after 2 years if the FTSE has grown by 20% (6953.52) or more. If not, 30% after 3 years if the FTSE has grown by 30% (7532.98) or more. If not, 40% after 4 years if the FTSE has grown by 40% (8112.44) or more. If not, 100% of any averaged growth in the FTSE 100 after 5 years.
20% after 2 years if the FTSE has grown by 20% (6606.72) or more. If not, 30% after 3 years if the FTSE has grown by 30% (7157.28) or more. If not, 40% after 4 years if the FTSE has grown by 40% (7707.84) or more. If not, 100% of any averaged growth in the FTSE 100 after 5 years.
20% after 2 years if the FTSE has grown by 20% (4623.12) or more. If not, 30% after 3 years if the FTSE has grown by 30% (5008.38) or more. If not, 40% after 4 years if the FTSE has grown by 40% (5393.64) or more. If not, 120% of any averaged growth in the FTSE 100 after 5 years.
20% after 2 years if the FTSE has grown by 20% (5098.99) or more. If not, 30% after 3 years if the FTSE has grown by 30% (5523.91) or more. If not, 40% after 4 years if the FTSE has grown by 40% (5948.82) or more. If not, 115% of any averaged growth in the FTSE 100 after 5 years.
Green Guaranteed Account (GGA)
100% of any averaged growth in the RBS Green Index after 5 years.
Green Guaranteed Account 2 (GGA 2)
Option 1: 100% of any averaged growth in the RBS Green Index after 5 years,
or
Option 2: 15% interest or 60% of any averaged growth in the RBS Green Index after 5 years (which ever is greater).
The FTSE 100 Index was recorded as 5139.37 on 23 September 2009. The gross interest at maturity will be equal to 120% of the percentage increase of the averaged FTSE 100 Index, compared with that opening Index Level.
To calculate the average Dunbar Bank will record the closing level of the FTSE 100 Index 20 times, on the 23rd day of each of September, December, March and June
(or the next working day) throughout the five year term of the account. Averaging the FTSE 100 Index means the account won’t get the full effect of any rise in the Index, but it also means it’s cushioned from the full effect of any falls. Overall it is likely the effect of averaging will reduce the amount of interest.
The FTSE 100 Index was recorded as 5323.96 on 24 November 2009. The gross interest at maturity will be equal to 140% of the percentage increase of the averaged FTSE 100 Index, compared with that recorded opening Index Level.
To calculate the average Dunbar Bank will record the closing level of the FTSE 100 Index 20 times, on the 24th day of each of February, May, August and November (or the next working day) throughout the five year term of the account. Dunbar Bank will then average these 20 closing levels to give the average Closing Index Level. Averaging the FTSE 100 Index means the account won’t get the full effect of any rise in the Index, but it also means it’s cushioned from the full effect of any falls. Overall it is likely the effect of averaging will reduce the amount of interest.
30% after 3 years if the FTSE has grown by 30% (7980.05) or more. If not, 135% of any averaged growth in the FTSE 100 after 5 and a half years.
30% after 3 years if the FTSE has grown by 30% (8400.47) or more. If not, 135% of any averaged growth in the FTSE 100 after 5 and a half years.
30% after 3 years if the FTSE has grown by 30% (8588.45) or more. If not, 135% of any averaged growth in the FTSE 100 after 5 and a half years.
30% after 3 years if the FTSE has grown by 30% (8560.76) or more. If not, 135% of any averaged growth in the FTSE 100 after 5 and a half years.
30% after 3 years if the FTSE has grown by 30% (8176.09) or more. If not, 135% of any averaged growth in the FTSE 100 after 5 and a half years.
30% after 3 years if the FTSE has grown by 30% (8163.09) or more. If not, 140% of any averaged growth in the FTSE 100 after 5 and a half years.
30% after 3 years if the FTSE has grown by 30% (7731.23) or more. If not, 100% of any averaged growth in the FTSE 100 after 5 and a half years.
30% after 3 years if the FTSE has grown by 30% (7532.98) or more. If not, 100% of any averaged growth in the FTSE 100 after 5 and a half years.
30% after 3 years if the FTSE has grown by 30% (7157.28) or more. If not, 100% of any averaged growth in the FTSE 100 after 5 and a half years.
30% after 3 years if the FTSE has grown by 30% (5008.38) or more. If not, 120% of any averaged growth in the FTSE 100 after 5 and a half years.
30% after 3 years if the FTSE has grown by 30% (5398.50) or more. If not, 75% of any averaged growth in the FTSE 100 after 5 and a half years.
If the FTSE has grown by 80% the interest will be capped at 25%. If not, 100% of any averaged growth in the FTSE 100 after 5 and a half years.
If the FTSE has grown by 80% the interest will be capped at 25%. If not, 100% of any averaged growth in the FTSE 100 after 5 and a half years.
If the FTSE has grown by 80% the interest will be capped at 25%. If not, 100% of any averaged growth in the FTSE 100 after 5 and a half years.
If the FTSE has grown by 35% after 3 years the product will close and pay 25% interest. If not, 80% of any averaged growth in the FTSE 100 after 5 and a half years.
22% interest if any growth in the FTSE 100 on the maturity date.
15% interest if any growth in the FTSE 100 on the maturity date.
Interest will be 80% of any percentage increase of the final, averaged FTSE 100 Index level compared with its opening level. The opening level for this account is 5744.89. This was the level of the FTSE 100 Index at the close of business on 1 April 2010. If the FTSE 100 Index Level has not increased or remains the same there is no interest payment but deposits are returned in full.
Averaging the closing levels of the FTSE 100 Index each month from 1 April 2014 until the account’s maturity on 1 April 2015, means the account doesn’t get the full effect of any rise in the Index in the days leading up to maturity but it also means it’s cushioned from the full effect of any falls.
Interest will be 70% of any percentage increase of the final, averaged FTSE 100 Index level compared with its opening level. The opening level for this account is 5744.89. This was the level of the FTSE 100 Index at the close of business on 1 April 2010. If the FTSE 100 Index Level has not increased or remains the same there is no interest payment but deposits are returned in full.
Averaging the closing levels of the FTSE 100 Index each month from 1 April 2014 until the account’s maturity on 1 April 2015, means the account doesn’t get the full effect of any rise in the Index in the days leading up to maturity but it also means it’s cushioned from the full effect of any falls.
Interest will be 75% of any percentage increase of the final, averaged FTSE 100 Index level compared with its opening level. The opening level for this account is 5105.45. This was the level of the FTSE 100 Index at the close of business on 8 July 2010. If the FTSE 100 Index Level has not increased or remains the same there is no interest payment but deposits are returned in full.
Averaging the closing levels of the FTSE 100 Index each month from 8 July 2014 until the account’s maturity on 8 July 2015, means the account doesn’t get the full effect of any rise in the Index in the days leading up to maturity but it also means it’s cushioned from the full effect of any falls.
42% of any averaged growth in the FTSE 100 after 5 and a half years.
